Choosing the right Medicare option can be tricky.  Plans change every year, from copays and deductibles to drug formularies. For the average person its extremely difficult to track, however,  as a professional agent, I am required to spend several hours a year re-certifying and re-educating myself on the different plans available in the areas I serve, so that I can educate my clients to enable them to make the right choice for the coming year. For more information visit at jclifehealth.com/medicare-insurance.