There are various benefits of a Disability insurance. Disability insurance provides a monthly income in the event you become totally disabled as the result of a covered accident or illness (including pregnancy). Since most of your expenses will continue during a time of disability, it is vitally important that you have a plan that covers those commitments. You can contact Member Benefits fot your insurance service. They are full-service insurance and financial services organization specializing in third-party administration of professional affinity group and association member benefit programs.